Other Products
Mortgage Protection
Mortgage Direct is also fully independent and can access the whole of the market for Mortgage Protection products. There are a wide range of products available, for example, life assurance, critical illness cover, unemployment and redundancy cover, income protection and buildings and contents insurance.
Critical illness
This is one of the most comprehensive forms of cover and pays a lump cash sum out upon diagnosis of a critical illness. The types of illnesses include Heart Attack, Stroke, Cancer and Multiple Sclerosis (a full list of illnesses covered are detailed by the insurers in their key features document which is available on request).
Level Term Assurance
Level Term Assurance can be used to protect yourself, your family, your mortgage or business. The amount of cover you have chosen will pay out a cash lump sum giving you piece of mind and knowing that you will not leave a burdening debt if the worst were to happen. Other examples of how people use this policy include protecting your children until they are of an age when they will be financially independent or covering your income that will be lost to a partner if you were to pass away.
Mortgage Protection (Decreasing Term Assurance)
Mortgage Protection is life cover that decreases over the term of the mortgage and is often recommended for a Repayment mortgage. The cover reduces and is therefore cheaper than level term assurance which remains constant during the term of the mortgage.
Call our fully qualified advisers for further information and advice
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