About Us
Mortgage Direct was founded in 1989, and since then has successfully arranged £50m worth of mortgages for corporate and private clients every year.
Mortgage Direct has a strong reputation for treating customers fairly and for providing a professional service. Our trustworthy and honest approach has paid dividends, with many clients staying loyal to us from the beginning. This is reflected in the figures - 80% of our business comes from referrals.
We are fully independent. This means we search the market with an unbiased eye, researching and finding the best deal for you.
All of our business is completely transparent. Generally speaking we do not charge an arrangement fee but are renumerated by the brokers.
Our business is completely transpararent and we disclose all the relevant costs and charges prior to making the mortgage application. Generally speaking we do not charge an arrangement fee and will tell you up front if we do. It is only in certain situations where a mortgage is particularly difficult or unusual that we would charge a fee. We are remunerated by the Lenders and not the Brokers, they pay us a fee for introducing your mortgage to them.
Understanding - Understanding your needs. Our focus is firstly on getting as clear a picture as possible about your personal circumstances, and to completely understand your needs and requirements.
Direction - Find the right direction for you, and proceeding with the most suitable mortgage for you. This may be what you first had in mind, or it maybe an alternative suggestion based on our wide experience and knowledge
Solution - Working out the best solution. We choose our leading mortgage products from the whole of the market. Unlike some companies we do not work from a panel of lenders which means we always source the best deal for you.
You will have your own dedicated adviser who will be committed to seeing your mortgage processed smoothly and efficiently right through to completion. Our advisers focus on:
We process your mortgage application - you don't have to do anything. We deal with the application from start to finish, leaving you to concentrate on other things.
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